Sunday, 12 February 2012

Hidden cost of obesity: lost productivity in the workplace | Health ...

In terms of absenteeism , presenteeism , and direct medical costs, the annual cost of employee health with normal weight is around $ 10,000. But for the most extremely obese workers ? those over 100 pounds overweight ? the cost is about $ 16,000.Approximately 37 percent of the obese population in the United States is one of the first two degrees of obesity ? a body mass index of 35 to 39 years and a BMI of 40 or more. But these two groups represent 61 percent of the costs resulting from excess weight, Finkelstein and colleagues calculated.

?Employers should be concerned about the health of all employees, not only for the obese,? he said. ?My hope is that this helps everyone, because it creates a dynamic for governments, private schools and workplaces to do things that improve the health of all.?

It was asked how many days last week were in poor health. If someone gave an answer of 3 , researchers have assumed that the person was 30 percent less productive. Sick days were then multiplied by an estimate of the annual presenteeism.

This does not mean that people who are extremely obese, but not to workers in this category get more support from their employers.

Finkelstein is quick to point out that most health costs for employers is presented ? and it is difficult to obtain an accurate estimate.

Now, Pelosi said the House may limit soil amendments ? a reverse gear on his promise. In addition, the bill of the House together, presented yesterday, removed the language from a previous amendment in committee by Congressman Dennis Kucinich , which would facilitate the ability of states to implement single-payer in their boundaries . The restriction on the speaker changes eliminates any possibility of reintegrating the language that has already seen bipartisan support.

lost productivity due to health reasons, he found Eric Finkelstein, PhD, of Duke University and his colleagues.

In their study, the researchers used data from the 2008 U. S. National Health and Wellness, a series of self-administered, Internet-based questionnaires responded to 63,000 members of a national representative group of consumers.

?There are many problems with this, but it is a validated scale and is the best we have,? says Finkelstein. ?But even if we are out of the 50 percent, are still large numbers.?

Even for workers, the cost of presenteeism is as high as the cost of medical expenses, ?Finkelstein WebMD.? Even among full-time employees who are of normal weight, health problems undermining the productivity to a large extent. ?

Source: http://www.pcaeg.org/?p=300

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Friday, 10 February 2012

The Various Necessities Of Workers Comp Insurance | Jeff Cline

Over the United States as well as most of the world?s civilized world Workers Comp Insurance is not only wise for an employer to hold, it is often legally required. In our country this required insurance has variations in rules, regulations and particulars between states.

Workers Comp Insurance premiums vary also across jurisdictions and are effected by a lot of factors like: the amount of employees a business has, the industry that the business belongs in, the trade or specialization of the company, the quantity of payroll, and the level of coverage. But it doesn?t hold on there. The web of things and complexity of calculations that get into any Work Compensation Insurance policy can be challenging to hold straight.

Eventhough most states and most jurisdictions in the US have a regulatory authority to supervise Workers Comp Insurance, it really is to your best advantage to try to follow along. If you have other, more pressing issues to handle (like running your business), or find the legalese behind Work Compensation Insurance too deep, you may have to consider speaking to someone competent.

If you seek a Broker to help you with your Workers Comp Insurance concerns, think about a few things. Firstly, it?s a wise idea to ensure the Broker you chose to talk with is not aligned with one and only one insurance agency. This will benefit you and the ensuing Work Compensation Insurance that you put in place because this Broker is familiar with an array of insurance carriers and is not tied to selling only one or two proprietary products or policies, like a ?captive agent? would be.

An independent Broker who has established relationships with top notch insurance companies will further help you when it?s time to set up a Work Compensation Insurance policy. They will be acquainted with the great deal of options that the reputable carriers offer and so can more speedily and concisely match you up with what your particular Workers Comp Insurance needs are. They are able to assess on your behalf and then offer you a summary of their best Work Compensation Insurance findings. The connections that had been established will facilitate a smooth process in both the setting up of a policy as well as if and when you need to execute a claim. It?s also essential that you turn to a Broker who has experience with Work Compensation Insurance, preferably one that specializes in it.

Not surprisingly, most of these tips can offer further benefit in the possible decline in your premiums. Understanding the details of the business, a Broker that are experts in Workers Comp Insurance can source through various carriers, various policies and other payment plans which may bring about boosting your premiums and will eventually help you save a lot of effort.

If you?re a small business owner and you?re looking to get answers to your questions about GA Workers Comp Insurance? then you?ve come to the right place.

Tags: GA Workers Comp Insurance, insurance

Source: http://888jeffcline.com/the-various-necessities-of-workers-comp-insurance/2012/02/

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Thursday, 9 February 2012

Teen Mom 2 Recap: Leah Messer Admits Cheating on Corey Simms; Kailyn Lowry & Jo Rivera Hook Up!


It was girls gone WILD night on Teen Mom 2 apparently.

Leah Messer admitted cheating on Corey Simms, again, while Kailyn Lowry, easily the most pulled-together of the bunch, did a little messing around on her own.

As we saw last week, and the week before that, Leah and Corey's relationship has been coming apart at the seams. Kailyn and Jordan, though, seemed solid.

To find out what went down Tuesday night with these two, as well as Jenelle and Chelsea, let's get down to business in our Teen Mom 2 recap, THG +/- style!

What a Messer

Leah Messer and Corey Simms have been on the rocks, and we know they're already divorced in real life, which is now about a year removed from these episodes.

Still, Leah's tearful confession that she hooked up with Robbie - her first love, who you may remember from 16 & Pregnant - was a bit of a shocker. Minus 11.

"I just don't know if I can get past cheating this time," Corey said, subtitled of course. "The past three years I've been hurt more than in my whole life." Which is like 19 years, but still, we get the point. Not cool Leah. Minus 19.

Her face streaked by tears, mascara and eye shadow, Leah says, "You deserve someone that's gonna appreciate everything you do." Aww, the time-honored it's-not-you-it's me defense ... after she slept with Robbie. Minus 20.

"That's why it's so hard, because I want it to be you," Corey cried. "But you won't do it." Blam. He's no prize himself, but hard not to feel for the guy here. Plus 10.

Corey's dad, Jeff, is not surprised when his son breaks the bad news. "I can only guess who," he says, and supports his son decision to get a divorce. Plus 5.

"You put up with a lot to keep your family together. Every time she goes down the road to go tanning or whatever, you're always in the back of your mind gonna wonder ... if she's going to meet somebody else." - Jeff. Sage words. Plus 10.

Corey texts Leah to let her know he's hired a lawyer. Worried about custody, Leah decides to consult her own and files first. And so it ends. Minus 65.

A Kailyn Lowry Picture

Kailyn Lowry and Jo Rivera had been doing a surprisingly good job at co-parenting despite their differences. Plus 15, for always putting Isaac first.

Since on weekends he's off "doing his thing" (fostering his music career), Jo requests a midweek custody visit with Isaac ... at Kailyn's house. Uh-oh.

Jordan's sweetly akward bro-hug with Jo last week couldn't stop him from getting a "bad feeling about the weekday visits," and for good reason. Plus 10.

Kailyn accidentally (or not accidentally) said "love you" in mid-goodbye kiss to Jo. That is what we call a Freudian slip ... or something. Either way, Minus 15.

Jo reassured Kailyn that he's dropping his child support appeal. Plus 40.

In weekday custody visit #2, Isaac's mom and dad went to the bedroom and shut the door on the cameras. Uhh. Plus 30 for not seeing that one coming.

Poor Jordan, he's such a good-seeming guy too. Minus 15.

At least we know that Kailyn's IUD is firmly up in there. Plus 10.

Chelsea Houska is now the Teen Mom 2 role model, apparently! She's doing so well at Year Round Brown, and we don't just mean that she's brown.

But she is. In South Dakota. It's a little ridiculous. Minus 5.

Adam accuses his ex of being a "f--king child" and telling her to "f--king grow up already, but Adam sucks, and Chelsea's matured a lot, so Plus 20.

Just don't fail the GED exam, okay? You know it can happen. Minus 5.

"I never thought I'd get checks from you," said Randy, dad and landlord, after getting his first check from his daughter, who's pulling it together. Plus 10.

Think she has personal checks in leopard print? Plus 5.

Chelsea wants to give Aubree "something for her to look up to" and she's doing a heck of a job ... at least until next week's finale. Adam swooning returns. Minus 30.

Jenelle Evans, Glasses

Jenelle Evans acknowledges that jail may be worse than smoking pot, dating Kieffer Delp and fighting her friends. Self-awareness is the first step. Plus 10.

After the obligatory screaming of profanities at each other over Jace, Jenelle and Barbara share a tender moment about rehab. Aww. You guys. Plus 5.

"I just want you to get better. I know it's very much a struggle, so let's get you somewhere and get you some help," Barbara says, comforting her troubled daughter as she makes arrangements to head to rehab in California. Plus 5.

Minus 15 for all Jenelle's legal issues SINCE then, but still, a nice sentiment.

"I'll miss you," Barbara says. "I won't miss the drama - but get better." Oh, Babs. Plus 20.

EPISODE TOTAL: +15! SEASON TOTAL: +43!

Source: http://www.thehollywoodgossip.com/2012/02/teen-mom-2-recap-leah-messer-admits-cheating-on-corey-simms-kail/

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Wednesday, 8 February 2012

Have greater Opportunities With a Home Based Business - Financial

Posted by publisher on February 7th, 2012

For years people have been trying to find a business opportunity that will enable them to stop the typical 9-5 way of life.? Though several people say they are content with their lives, there are a select few that are motivated enough to search for a good business opportunity and act upon it.? Why settle for what you have now when you are able to acquire more?? How frequently do you here people speaking about their home based business and yet they never want to share their secrets?? That is the trouble with people today as they will never want to share their blessings.? If you are serious about wanting to make more cash, you will have to realize the benefits of a home based business.

A good home based business gives you the opportunity to make cash without ever having to work for someone else.? Though this may seem impossible, it is absolutely feasible and thousands of folks have been able to make a living for themselves in and outside of the house, based from the comforts of their own home office.? They are basically free to do whatever they want and at the same time cash is regularly coming in.? This is the genuine American dream and you should not deprive yourself of the chance to live this luxurious lifestyle.? If ?getting ahead? of everyone else is one goal that you have, then you really should think about starting or purchasing your own home based business.? Unless you are totally happy with the lifestyle that you presently have, you must be prepared to do something that you have never tried in order to receive the things that you have never had.? With just a little patience and determination to truly live a better life, you will be living a life that has many benefits and is free from economic pressure.

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Source: http://amexreport.com/2012/02/07/have-greater-opportunities-with-a-home-based-business/

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PFT: Cut before Super Bowl, Underwood rejoins Pats

040829_warner_hmed.standardAP

Quarterback Kurt Warner retired two years ago with a body of work that likely will put him in Canton.? If he gets there, he may not be welcoming Eli Manning with open arms.

In an appearance with Burns and Gambo on Arizona Sports 620 in Phoenix, Warner made the case against Eli?s potential induction into the Hall of Fame.

?I fully disagree with that,? Warner said of talk that Eli will get in.? ?You know because I know we put a lot of weight on championships, and rightfully so.? But championships are won as a team, and I?m fully convinced of that.? You never see one guy ? a great player, great quarterback ? carry a team through the playoffs and into a Super Bowl and win a Super Bowl that way.? I?ve never seen it.? You know even in that game [Super Bowl XLVI], it?s 21-17.? That?s the game.? There wasn?t a quarterback just up and down the field carrying the team.

?Yeah, he made the plays down the stretch, no question about it,? added Warner, who spent the 2004 season with Eli in New York.? ?He?s had two great playoff runs, or his team has had two great playoff runs.? But I also look at the rest of his career.? I mean, he has an 82 . . . quarterback rating throughout his career.? You know, he?s had five of his eight seasons where he has thrown 16 interceptions or more.? His completion percentage on his career is 58 percent.? To me, those aren?t Hall of Fame numbers and by that I mean every time you step on the field you?re a game changer, you?re a difference maker.? And I don?t believe Eli Manning has been that guy until this year.? I think this year is the first time in his career when he?s become that guy.?

Warner said that, if Eli performs like he did this year for five more seasons, then he?ll be worthy of inclusion among the league?s all-time greats.? Without that, Warner thinks Eli should be kept out due to the fact that he has been ?extremely inconsistent throughout his career.?

It?s persuasive stuff, despite the potential bias that a guy like Warner may have when it comes to setting the bar for inclusion.? Warner won only one Super Bowl, and he?s less than 5,000 passing yards and only 23 touchdown passes ahead of Eli.? But Warner was twice the league MVP, which under his own explanation of what it takes to get to Canton makes his career seem more impressive.

I?m not saying Warner is twisting the standard to suit his own interests deliberately, but it?s normal where there?s no clear, objective formula to define greatness in a way that enhances the great things the person providing the definition has done.? Warner has been a ?game changer? more often than Eli, even though Eli has won two Super Bowls ? and two Super Bowl MVP awards ? and barring injury Eli?s final career stats likely will dwarf Warner?s.

But at least Warner is willing to take a position publicly and defend it, unlike the 44 men and women who under the cover of the Hall of Fame?s by laws can?t be compelled to provide details regarding why they?ve voted the way they?ve voted, and why others in the room have cast their own ballots.

Source: http://profootballtalk.nbcsports.com/2012/02/07/patriots-bring-back-tiquan-underwood/related/

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Strange life found in underwater caves

Clues to how life evolved, not only on this planet but also possibly on alien worlds, might be found in underwater caves in the Bahamas, researchers say.

The caves in question are called "blue holes," so-named because from the air, their entrances appear circular in shape, with different shades of blue water in and around them. There are estimated to be more than 1,000 such caves in the Bahamas, the greatest concentration of blue holes in the world.

"It's really incredible to be swimming down a passage that no one has ever been in before, to experience that thrill of discovery," said researcher Tom Iliffe, a marine biologist at Texas A&M University at Galveston. "At the bottom of a cave, there's no telling what might be around the next corner."

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Iliffe and his colleagues examined three inland blue holes in the Bahamas. They discovered that layers of bacteria exist in all three, but each of these water-filled sinkholes had significantly different microbes living in them from the others.

"We're finding new forms of life that are totally unknown elsewhere on Earth," Iliffe told OurAmazingPlanet.

Blue hole bacteria
Within each blue hole, the microbes the researchers found varied depending on the depth, owing to how the water in them was separated into distinct fresh- and saltwater layers as well as oxygen-poor or virtually completely oxygen-depleted layers. The blue holes also varied from each other due to differences such as food sources.

"We examined two caves on Abaco Island and one on Andros Island," Iliffe said. "One on Abaco, at a depth of about 100 feet, had sheets of bacteria that were attached to the walls of the caves, almost one inch thick. Another cave on the same island had bacteria living within poisonous clouds of hydrogen sulfide at the boundary between fresh- and saltwater. These caves had different forms of bacteria, with the types and density changing as the light source from above grew dimmer and dimmer."

"In the cave on Andros, we expected to find something similar, but the hydrogen sulfide layer there contained different types of bacteria," Iliffe added. "It shows that the caves tend to have life forms that adapt to that particular habitat, and we found that some types of the bacteria could live in environments where no other forms of life could survive. This research shows how these bacteria have evolved over millions of years and have found a way to live under these extreme conditions." [ Harshest Environments on Earth ]

'Natural laboratories'
The fact that each cave has different conditions from the others and thus a different palette of life helps scientists analyze the diverse routes life might have taken on Earth, given slight tweaks in their initial brews.

"These bacterial forms of life may be similar to microbes that existed on early Earth and thus provide a glimpse of how life evolved on this planet," Iliffe explained. "These caves are natural laboratories where we can study life existing under conditions analogous to what was present many millions of years ago."

Specifically, "these caves have no light and therefore no photosynthetic production of oxygen, which means the dissolved oxygen levels are either low or nonexistent, similar to the environments that probably existed on the early Earth," Iliffe said.

These findings might also shed light on how life might have developed on distant planets and moons.

"As far as we know, no surface waters currently exist anywhere else in our solar system, but there might be water beneath the surface, say on Mars or moons like Europa," Iliffe said. "These are areas of total darkness, and so the caves on Earth we are exploring might be similar."

More known about the moon
There are tens of thousands of underwater caves scattered around the world, but less than 5 percent of these have ever been explored and scientifically investigated, Iliffe said.

"We know more about the far side of the moon than we do about these caves right here on Earth," Iliffe said. "There is no telling what remains to be discovered in the many thousands of caves that no one has ever entered. If life exists elsewhere in our solar system, it most likely would be found in water-filled subterranean environments, perhaps equivalent to those we are studying in the Bahamas."

Iliffe, along with Brett Gonzalez and their colleagues, detailed their findings in the November issue of the journal Hydrobiologia.

? 2012 OurAmazingPlanet. All rights reserved. More from OurAmazingPlanet.

Source: http://www.msnbc.msn.com/id/46287865/ns/technology_and_science-science/

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COMEDIAN SETH MEYERS RECEIVES SOME SURPRISING VALENTINE?S DAY ADVICE FROM MARTHA STEWART

On the Wednesday, February 8th edition of Hallmark Channel’s ?The Martha Stewart Show? (airs weekdays at 10 AM ET/9 AM C ? same day encore airing, 2 PM ET/next day airing, 1 PM ET), the very funny Seth Meyers from ?Saturday Night Live? (Weekend Update), stops by and receives some VERY surprising Valentine?s Day advice [...]

Source: http://www.celebritymound.com/comedian-seth-meyers-receives-some-surprising-valentines-day-advice-from-martha-stewart/?utm_source=rss&utm_medium=rss&utm_campaign=comedian-seth-meyers-receives-some-surprising-valentines-day-advice-from-martha-stewart

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